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One option when planning a funeral for yourself or a loved one is pre-arrangement. It is a simple and secure way to ensure that arrangements are what you desire and already funded when the need arises, reducing the burden on your family during a difficult time. Why pre-plan a funeral? Pre-planning ensures that your personal funeral preferences are satisfied. When making funeral arrangements many decisions need to be made. Pre-planning allows you as well as your family to be active participants in the arrangement process. Pre-planning ensures that your family is not left with a financial burden. Although not required, pre-paying ensures that the cost of the funeral is guaranteed. Pre-planning allows you to set aside funds prior to receiving Medicaid. The state of Massachusetts allows funeral expenses to be prepaid. These funds must be placed in an irrevocable trust contract in order to be exempt in a "spend-down" situation.
Can I pre-plan without pre-paying?
Although there are advantages to pre-paying your arrangements at the current rate, pre-funding is not required. Many questions must be answered during the arrangement process. All the information recorded will be kept on file at the funeral home until the time of need. How do I make pre-arrangments? The process of pre-arrangments can be as simple or as detailed as you desire-from expressing your wishes with family to visiting the funeral home to discuss service options and merchandise
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